you don't have to either

Stop PAYING Retail

Three years ago I decided enough was enough, everything costs too much and I had credit card bills I thought I never could pay off.

I still have nice things, I still enjoy my life, and my pocketbook has money in it!

Make sure you visit my Examples of Savings page to see what I have saved on recently.

I am always interested in what you have saved on and where!  Email me at savvy@idontpayretail.com

Appliances and furniture have some of the highest market up.








Cheap or Frugal?

Frugal vs Cheap